About

Our Approach

Our approach is to offer business owners burdened with unsupportable debt a predictable and transparent way out. Rise Alliance is a division of Second Wind Consultants, America’s most respected name in corporate turnaround. Together, Rise Alliance and Second Wind have created the nation’s largest network of commercial lenders, attorneys, restructuring professionals and working capital providers to serve our clients – with strength and scope not available anywhere else.

Almost all “business debt relief companies” operate the same way: Stall your creditors while you save for settlement. The problem is, in today’s world of aggressive creditor and Merchant Cash Advance tactics, this not only doesn’t work, but it can leave you financially worse off than before. Our team of experts has over 30 years of combined experience, allowing us to do debt settlement differently and work with your creditors instead of against them. Rise Alliance’s Proactive Settlement Program can fully resolve your business debt and personal guaranties while protecting your business and its cash flow.

RISE Program

Letter R from RISE

Restructure

Our restructuring solutions work for businesses of all sizes, not just the largest corporations deemed too big to fail. Whether you’re a small business with outstanding SBA obligations, or an enterprise-level company with a complex board of directors, we create a single, clearly outlined path to resolution.

We resolve unsupportable debt and restore cash flow using tools that go beyond negotiation. When necessary, we implement structural protections—like Article 9 balance sheet restructurings—to shield your business from lawsuits, bank levies or UCC 9-406 interference.

Restructuring preserves business value to the benefit of all parties including business owners and their creditors. As a pragmatic alternative to more debt, bankruptcy or failure, restructuring offers the most ethical and certain path to resolving distress while preserving businesses, jobs and economic activity.

Letter I from RISE

Insulate

We immediately protect operating accounts, receivables, and customer relationships from legally unwarranted creditor disruption. Even if a lender turns hostile, your revenue continues uninterrupted, and vendor and client trust remains intact.

Letter S from RISE

Strategize

This is where long-term stability begins. We assess the true health of your business and craft a custom strategy—whether that means refinancing out high-cost debt or executing a full corporate balance sheet restructuring to rebuild a clean, fundable capital structure.

Letter E from RISE

Emerge

The RISE Program will settle the majority of your debt, resolve your personal guaranties and allow you to emerge from distress.

After restructuring, your business operates on a solid new foundation. We remain by your side—tracking KPIs, strengthening operations and ensuring you stay on a path of sustainable growth, never again vulnerable to over-leverage or predatory capital.

Our commitment to helping clients achieve peace of mind means the values of ethics and transparency are paramount. With most debt relief companies, very little is transparent. The only things that are certain are the fees they will extract from your already struggling businesses. Because Rise Alliance works with creditors to immediately reach affordable settlements, the path to favorable resolution is clear from the start. This means an end to aggressive creditor actions, so you can get back to business and put debt behind you.

2023-Present

Scalable Recovery Solutions

Rise Alliance continues to evolve as a centralized ecosystem for business recovery and debt resolution. By combining advisory expertise with clear frameworks and resources, Rise Alliance supports sustainable outcomes for companies and creditors alike.

2022

Launch of Rise Alliance

Rise Alliance was launched as a dedicated platform to deliver structured recovery solutions to businesses, lenders, and stakeholders. The platform brought together advisory services, educational resources, and standardized recovery pathways.

2021

Development of the RISE Framework

Drawing on years of restructuring experience, the team formalized its approach into a structured recovery model designed to stabilize businesses and maximize lender recoveries without liquidation.

2019-2020

Adapting to Market Disruption

In response to economic volatility and increased financial distress, Second Wind Consultants refined its advisory model to support faster interventions and collaborative solutions between borrowers and lenders.

2015-2018

Expansion of Creditor & Lender Engagement

The firm deepened relationships with institutional lenders, alternative finance providers, and private capital groups. Its methodology evolved into a repeatable framework for resolving complex debt structures without litigation.

2010-2014

Proven Restructuring Outcomes

Second Wind Consultants expanded its work across multiple industries, successfully guiding companies through debt workouts, operational restructures, and lender negotiations. The firm built a reputation for increasing recoveries while keeping businesses operational.

2008

Foundation of Expertise

Second Wind Consultants was founded to help distressed businesses and lenders navigate complex financial challenges. From the beginning, the firm focused on practical restructuring strategies that preserve enterprise value rather than forcing liquidation.

Get Business Debt Relief Not Available Anywhere Else

Learn how the RISE program will fully resolve business debt in a win-win for borrowers and creditors alike.