Frequently Asked Questions
Rise Alliance is a business debt resolution and financial advisory firm that partners with your creditors to fully resolve business debt and personal guaranties while protecting your cash flow. We help business owners stabilize finances and avoid bankruptcy with ethical restructuring solutions.
The RISE Program (Restructure, Insulate, Strategize & Emerge) is our core methodology for resolving unsupportable debt. It restructures debt, protects your revenue, builds a long‑term strategy, and helps your business emerge with a stronger financial foundation.
Unlike traditional debt settlement or “relief” plans that may delay creditors or increase risk, true restructuring protects your business accounts, negotiates with creditors, and uses strategic tools that preserve business value and cash flow.
We work with a wide range of obligations, including Merchant Cash Advances (MCAs), business credit cards, vendor debt, SBA loans, and other commercial obligations, creating solutions tailored to your situation.
After contacting us, we conduct a fact‑finding assessment and schedule a no‑obligation consultation with a RISE Debt Resolution Strategist to review your business’s financial situation and explore all options.
Yes — many clients entering the RISE Program have multiple MCAs. Our advisors negotiate terms that are affordable and acceptable to creditors to improve cash flow.
The timeline varies by situation, but many settlements and agreements with creditors occur within 2 to 8 weeks, depending on complexity and creditor responsiveness.
No — a key focus of the RISE Program is insulating your operating accounts, receivables, and customer relationships so that your business continues to function while resolving debt.
After restructuring, we help businesses transition to responsible financing through our nationwide funding network, including asset‑based lenders and working capital providers.
Yes — once your business emerges from debt distress, we assist with strategic business consulting to strengthen operations and ensure sustainable growth.
We focus on transparent, ethical solutions that work with creditors rather than simply delaying payments or promising steep cuts that can leave your business exposed.
There is no strict minimum. We assess each business individually to determine if our programs and strategies are a good fit for your financial needs.
Costs depend on your specific debt profile and goals. There is no enrollment fee for the initial consultation — we first evaluate your situation and explain all options.
Yes — we can guide you through options such as a negotiated Offer‑in‑Compromise (OIC) and help manage SBA loan defaults as part of a comprehensive resolution strategy.
You can begin by scheduling your free consultation to assess your financial situation and learn which strategies are in your best interest.