Robert DiNozzi highlights risks and solutions for lenders in two Industry Insight articles.
Robert DiNozzi, TMA global board of trustee and Chief Growth Officer at Second Wind Consultants, has published two significant articles on the risks surrounding Merchant Cash Advances (MCAs) and the related “debt relief” industry—providing lenders and advisors with actionable guidance.
In “Main Street MCA Distress: Emerging Opportunity for Secured Finance and Credit Rehabilitation,” he speaks on how the SBA’s decision to bar refinancing of Merchant Cash Advances has trapped many small businesses in high-cost debt, accelerating cash-flow collapse and collateral erosion.
In “MCAs: Can ABLs and Factors Stop the Collateral Damage?,” DiNozzi examines how aggressive Merchant Cash Advances MCAs disrupt receivables, cash flow and lending relationships, and outlines strategies—like Article 9 balance sheet restructurings—for lenders to regain control and protect collateral.
Both pieces provide guidance to help professionals navigate complex debt challenges and safeguard businesses and lending outcomes. Take the time to catch up on these great reads.
