SBA loan workouts present a unique challenge for both lenders and borrowers alike. Unlike traditional secured bank loans, SBA loans, backed by the Small Business Administration, provide crucial financing for businesses, often collateralized by assets to secure the loan.
However, as with any lending scenario, assets may depreciate over time, leaving the lender partially unsecured in the event of default. Rise Alliance recognizes the complexities of SBA loan workouts and offers innovative solutions to create positive outcomes for all parties involved.
By streamlining the valuation process and facilitating private transactions under Article 9 of the Uniform Commercial Code, Rise Alliance maximizes the lender’s return on collateral while preserving the core operations and value of the business.
This approach not only provides a successful exit strategy for borrowers but also ensures the continuity of business operations, benefiting employees and the broader economy. With Rise Alliance’s expertise in SBA loan workouts, creditors and borrowers can navigate challenging financial situations with confidence and efficiency.